DISCLAIMER

By accessing this website you acknowledge that you understand the conditions of use and agree to abide by them.

Information on this Site

The information on this site is issued by Premium One Advisory (POA), which is regulated under Irish Law. The information on this site is directed only at persons or entities in any jurisdiction or country where such access to information contained herein and use thereof is not contrary to local law or regulation. In particular, the information on this site is not directed at any person in the United States and this site is not intended to be used by any person in the United States, with the exception of those persons who are existing clients of POA. Accordingly, all persons who access this site are required to inform themselves of and to comply with any such restrictions. The information contained on this site (including any expression of opinion or forecast) has been obtained from, or is based on, sources believed by POA to be reliable, but is not guaranteed as to its accuracy or completeness. Such information is provided without obligation on the part of POA and its associated companies and on the understanding that any person who acts upon it or changes his investment position in reliance on it does so entirely at his own risk. The information contained on this site does not constitute an offer to buy or sell or an invitation to make an offer to buy or sell shares in any investments referred to herein. Information posted on this site is current only as at the date it is first posted and may no longer be true or complete when viewed by you. All information contained on this site may be changed or amended without prior notice although POA does not guarantee to update this site regularly.

No Advice

The information on this site is provided solely on the basis that you make your own investment decisions and does not constitute a personal recommendation or investment advice. Should you have any queries about the investments referred to on this site, you should contact your financial adviser.

No Liability

No representation, warranty or undertaking is given as to the accuracy or completeness of the information contained on this site by POA or any of its associated companies and no liability is accepted by such persons for the accuracy or completeness of such information. In no event will POA or any of its associated companies be liable to any person for any direct, indirect, special or consequential damages arising out of any use of the information contained on this site, or on any other hyper-linked site, including, without limitation, any lost profits, business interruption, loss of programs or data on your equipment, or otherwise, even if POA is expressly advised of the possibility or likelihood of such damages. This does not exclude or restrict any duty or liability that POA has to its clients under the regulatory system in the Republic of Ireland. You should be aware that the Internet is not a completely reliable transmission medium. POA does not accept any liability for any data transmission errors such as data loss or damage or alteration of any kind, including, but not limited to any direct, indirect or consequential damage, arising out of the use of the products or services referred to herein. This does not exclude or restrict any duty or liability that POA has to its customers under the regulatory system in the Republic of Ireland.

Indemnity

You agree to indemnify, defend, and hold harmless POA, its affiliates and licensors, and the officers, partners, employees, and agents of POA and its affiliates and licensors, from and against any and all claims, liabilities, damages, losses, or expenses, including legal fees and costs, arising out of or in any way connected with your access to or use of this website.

Material Interests

POA and its partners, officers and/or employees may have holdings in the investments referred to on this site and may otherwise be interested in transactions that you effect in those investments.

Linked Websites

This site may be linked to third party websites or contain information provided by third parties. POA does not make any representation as to the accuracy or completeness of such websites or information, has not and will not review or update such websites or information, and cautions browsers that any use made of such websites or information is at their own risk. POA does not accept any liability arising out of the information contained on any linked website or information on this site provided by a third party and the use of such sites and information is at your own risk. This does not exclude or restrict any duty or liability that POA has to its customers under the regulatory system in the Republic of Ireland.

Copyright, Trademarks, Ownership of Website and Other Rights

Copyright, trademarks, database rights, patents and all similar rights in this site and the information contained in it are owned by POA, its licensors or relevant third party content providers. You may use the information on this site and reproduce it in hard copy for your personal reference only. Such information may not otherwise be reproduced, distributed or transmitted to any other person or incorporated in any way into another database, document or other materials. Nothing on this site should be considered as granting any licence or right under any trademark of POA or any third party. The entire content of this website, except where otherwise stated, is subject to copyright with all rights reserved. POA reserves all rights with respect to copyright and trademark ownership of all material on this webpage. Nothing on this website shall be construed as granting any license or right to use any image, trademark, service mark or logo. Downloading, copying or printing individual pages and/or parts of this website is permitted for personal use only, and will not transfer title to any software or material on this website to you. Explicit attribution to Premium One Advisory (POA) must be made in the event that the material, or any part thereof, is reproduced in any form, written or electronic. Furthermore, any reproduction, re-publication or distribution of this material requires the express consent of POA.

Privacy and Cookies

POA is as concerned as you are about the privacy of any personal information you may provide to it through this site. A 'cookie' is a piece of information that is saved to your computer's hard disk by the web server. Confirmation of reading and accepting these terms and conditions will place a cookie on your computer's hard disk. This will ease your navigation around this website by not popping up these terms and conditions again during this browser session. This cookie is temporary and will be removed when you close your browser. The cookie is not used for any other reason.

Data Protection

POA collects certain personal information about you such as your name, address, telephone number, email address details and other information when it is voluntarily submitted to POA on this site, including in connection with its customer registration procedures. POA uses this information to ensure compliance with its obligations under the Irish regulatory regime and for its own internal purposes. Please note that by submitting personal information you are consenting to such information being processed for the purposes referred to above. You also agree that POA has the right to use and store such data on its internal systems and to transfer it to its associated companies, whether inside or outside the European Union, for the purpose of providing services to you. You should also be aware that the level of protection in relation to the processing of personal data may not be the same in countries outside the European Union as in the Republic of Ireland.

Risk considerations

Past performance may not be repeated and should not be seen as a guide to future performance. The value of investments and the income from them may go down as well as up and investors may not get back the amount originally invested. Because of this, you are not certain to make a profit on your investments and you may lose money. Exchange rates may cause the value of overseas investments and the income arising from them to rise or fall. The levels and bases of and reliefs from taxation may change. Any tax reliefs referred to are those currently available and their value depends on the circumstances of the individual investor. Investors should consult their own tax adviser in order to understand any applicable tax consequences.

This document is published exclusively for the purpose of providing information and conferring transparency to the management carried out by POA, and it is not the Offering Memorandum of the Services and is not to be considered as an offer for the sale of services or of any security. The offer and sale of the services in certain jurisdictions may be restricted by law. Past performance does not guarantee future results.

The price of, value of and income from securities or financial instruments can fall as well as rise. Certain investments are subject to high volatility, and may experience sudden and large falls in their value. Losses may equal or exceed your original investment. Foreign currency-denominated securities and financial instruments are subject to fluctuations in exchange rates that may have a positive or adverse effect on the value, price or income of such securities or financial instruments. Some investments may not be readily realisable and it may be difficult to sell or realise those investments. Similarly it may prove difficult for you to obtain reliable information about the value, or risks, to which such an investment is exposed.

Terms & Conditions

This site www.premiumoneadvisory.com (“Site”) is owned and operated by Premium One Advisory (POA), which, along with its affiliates, does business under this name. You may use this site only if you agree, without modification, to these Terms and Conditions of use (“Terms”). Please read the Terms carefully before continuing. If you do not agree to these Terms, you must leave the Site.

Consent

By accessing the website of POA, you acknowledge your agreement with and understanding of the following terms of use ("Terms of Use") and the Privacy Statement. If you do not agree to the Terms of Use and the Privacy Policy, you are not permitted to access this website and therefore by accessing this site you signify your understanding and acceptance of our Terms. You may use your browser to download or print out a copy of these Terms for you records.

Disclaimer of Warranty and Limitation of Liability

The information on this site is provided “as is.” POA does not warrant the accuracy of the information provided herein, or on any site accessed from this site through a hypertext link, either expressly or impliedly, for any particular purpose and expressly disclaims any warranties of merchantability or fitness for a particular purpose.

Neither POA nor any of its directors, members, officers or employees, or any third party vendor, will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this site, or that results from the act or omission of any other party involved in making or maintaining this site or the data contained herein available to you, or from any other cause relating to your access to, inability to access, or use of the site or any materials included on this site, whether or not the circumstances giving rise to such cause may have been within the control of POA or of any vendor providing software or services support. POA and its directors, members, officers, employees, and third party vendors also shall have no liability or responsibility of any kind for any loss or damage that you incur as a result of any information contained on any Web pages or site maintained by any third party that you access through a hypertext link or the client log-in screen of this site. In no event shall POA or any such parties be liable to you for any direct, special, indirect, consequential, or incidental damages or any other damages of any kind even if POA or any other party has been advised of the possibility thereof.

Monitoring of Site

POA expressly reserves the right to monitor any and all use of this site. POA is under no obligation to do so and assumes no responsibility or liability arising from the use of this site.

Security and Confidentiality of User IDs

The user identification and password (hereinafter together referred to as “User ID”) that have been provided to you by POA are for your exclusive use only. By accepting your User ID you agree to protect the confidentiality and security of your User ID and of the site and its contents and that such information will only be communicated within your organization to properly authorized employees and agents, where applicable. POA is not responsible for any damages or losses resulting from any breach of security caused by your failure to maintain the confidentiality of your User ID. You agree to notify POA immediately in the event of loss or theft of any or all of your User ID, or if you believe the confidentiality of any or all of your User ID has been compromised in any way, or in the event of your learning about a possible or actual unauthorized use of your User ID. POA reserves the right to suspend or terminate your access to the site at any time, without prior notice.

Premium One Advisory, Online Terms and Conditions Statement: Last updated April 2016.